"You don't need fancy degrees or certifications to make better money decisions. All you need is information designed for you that empowers you to take action. The Money Manual was designed to help you cut through the clutter that often leads to feeling overwhelmed and anxious. In this book you will learn: how to manage your money without feeling overwhelmed; my SITA method for creating and implementing achievable financial goals; ways to use money as a tool to improve your life; the best way for you to tackle financial basics such as budgeting, saving, improving or building credit, and eliminating debt; how to navigate your student loan debt. It's time you move from financially insecure to secure."--Page 4 of cover